Take Action
Review this page to find out what you need to know and what you need to do during open enrollment. Then enroll in your 2026 benefits between November 5 and November 19. Once open enrollment ends, you will not be able to change your benefit elections unless you experience a qualifying life event.
All team members must re-enroll in benefits.
This year is an active open enrollment. This means you must log into the enrollment system during the open enrollment period to enroll in benefits. If you do not enroll in benefits, your current elections will not roll over to 2026 AND you will be assigned the following benefits for 2026:
- Basic life insurance (company-paid)
- Long-term disability insurance (company-paid)
- Short-term disability insurance with 30-day elimination period
All other benefit elections — including a medical plan — will have no coverage or be waived.
IMPORTANT! Be sure to SUBMIT your benefit elections.
- You will receive a confirmation statement via your Novant Health email once you have submitted your elections.
- Your next opportunity to elect benefits won't be until open enrollment for 2027, unless you have a mid-year IRS-qualifying life or employment event.
Your Enrollment Checklist
Use this checklist to make the most of your open enrollment opportunity:
- Learn about your benefit options, paying special attention to what’s changing for next year.
- Visit the Team Member Well-being Hub to find all the resources available to support your total well-being.
- Use the tools and resources available to help you make informed benefit decisions.
- Elect your spending account enrollment amount — they don’t automatically carry over to the next year.
- Make sure your dependent information is correct and all your dependents are still eligible.
- Review your beneficiary information and make updates as needed.
- Complete your benefits enrollment by November 19. Learn how to enroll.
What’s Changing
As part of our strategy to provide comprehensive, competitive and financially responsible benefits, we regularly examine our benefits program and consider changes that could better support you and your family across the entire spectrum of health and well-being. Here are the changes we’ll introduce effective January 1, 2026.
South Carolina Region Team Members will join Novant Health benefit plans effective January 1, 2026.
South Carolina Region team members should participate in the Novant Health open enrollment from November 5 to November 19, 2025. Since this is an active enrollment year, you will need to log in to Infor HR to select your desired benefit plan(s) for 2026. More details will be shared during Novant Health's open enrollment virtual events.
Introducing Blue Cross Blue Shield of North Carolina (Blue Cross NC) and Capital Rx
At Novant Health, we are dedicated to providing benefits that support your well-being and ensure access to care when you need it. Starting January 1, 2026, all medical plans will transition to Blue Cross Blue Shield of North Carolina (Blue Cross NC), and pharmacy plans will move to Capital Rx. Importantly, there will be no changes to the plan designs. Novant Health is providing Transition of Care to support you through this process. More details will be shared during Novant Health's open enrollment virtual events.
Through our partnership with Blue Cross NC, we're excited to offer several key benefits:
- All team members, enrolled in a Novant Health medical plan will have access to the Blue Options® PPO network — Emergency Department provider claims will align to the lowest cost tier within the plan you elect.
- Out-of-Area medical plan eligibility will now be based on team member residential location, not their business unit, allowing for greater access to care.
- The fertility lifetime maximum benefit will increase to $30,000 — including an increase in the lifetime medical limit to $20,000 and maintains the $10,000 lifetime pharmacy limit.
- Team members enrolled in the Blue Premium plan will be eligible for base health reimbursement account dollars and all incentives will be earned in the Novant Health well-being portal.
Be sure to attend virtual events to learn more about your medical plan choices.
View the medical plan comparison chart to see how the plans differ and make an informed, confident choice for 2026.
Introducing the tobacco surcharge
As part of our ongoing efforts to promote a healthier lifestyle, we are introducing a new tobacco surcharge. Beginning January 1, 2026, a surcharge of $45 per pay period will be applied to team members and/or spouses who are enrolled in a Novant Health medical plan and use any form of tobacco products. This includes cigarettes, smokeless tobacco, vapes and other tobacco or nicotine delivery devices.
Be sure to attend virtual events to learn more.
Introducing The Hartford, our new supplemental health benefit administrator
We are introducing The Hartford as our new administrator for Accident Insurance, Critical Illness and Hospital Indemnity plans.
- The new accident plan offers higher benefit limits for hospital confinement, ambulance services and physician visits.
- Additional diagnoses will be covered at 100% in the critical illness policy.
- There are no changes in premium costs for Accident Insurance, Critical Illness or the Hospital Indemnity plan.
Be sure to attend virtual events to learn more.
New! Dental Plan Option
To support your oral health, we're pleased to offer a new dental plan provided by Cigna. This plan offers a lower-cost alternative to our comprehensive dental options, making it easier for you to select the plan that best fits your needs.
- Both plans cover preventive visits at 100% for both in-network and non-network providers.
- Preventive care is excluded from calendar year maximums for non-network dentists.
Be sure to attend virtual events to learn more.
Healthy Lifestyles Program Enhancements: Diabetes and Hypertension Care
Beginning in January, HR benefits will partner with MedVenta to enhance the Healthy Lifestyles Program for team members and dependents enrolled in a medical plan who are diagnosed with diabetes and/or hypertension.
The Healthy Lifestyles Program provides tools, educational resources, treatment options and cost-saving benefits to help you manage your Type 1 or Type 2 Diabetes Mellitus and/or Hypertension. More information will be coming soon via I-Connect and your Daily Connect newsletters.
Update to the Savings and Spending Accounts Contribution Limits
The Health Savings Account (HSA) contribution limits for 2026 from both you and Novant Health are $4,400 for individual coverage and $8,750 if you cover dependents.
Keep in mind that the contribution amount you’re able to elect for the year will be reduced by the amount of Novant Health's annual contribution: $750 if you have employee-only medical plan coverage or $1,500 for the family plan.
The Flexible Spending Accounts (FSA) contribution limits are as follows:
- Individual $3,300 for the Health Care FSA*
- $7,500 for the Dependent Care FSA
* The maximum pre-tax amount you may contribute to your Health Care FSA will increase to match the new IRS maximum limit for 2026 (IRS announcement anticipated in late 2025).
Remember! You must actively enroll in your HSA and/or FSAs each year, as your current elections will not carry over into the following year.
Enroll in Guaranteed Issue Supplemental Life Insurance, for yourself AND your spouse – without submitting a letter of good health!
Team members can now enroll in Guaranteed Issue (GI) supplemental life insurance coverage for yourself and your spouse without submitting Evidence of Insurability (EOI), or a letter of good health:
- For you: Up to $500,000
- For your spouse: Up to $50,000
| When will EOI be required? | When is EOI not required? |
|---|---|
You will need to submit Evidence of Insurability if:
|
You do not need to submit EOI if:
|
Additional plan updates:
- Spouse Life Insurance will now be offered as a percentage of salary rather than a flat dollar amount: Choose from 0.5x your salary, up to a $200,000 maximum.
- Spouse and Child Life Insurance can now be elected independently, even if you do not enroll in supplemental life coverage for yourself.
Be sure to attend virtual events to learn more.
Short-Term Disability (STD) Auto-Enrollment: More value, without submitting a letter of good health
During this year's Open Enrollment, all team members will be automatically enrolled in the 30-day STD plan — no Evidence of Insurability (EOI) or letter of good health required. This change aims to enhance your coverage options and provide greater financial security in case of illness or injury.
What does this mean for you?
- You can enroll in the 30-day STD plan with no EOI requirements.
- If you're currently enrolled in the 15-day STD plan, you'll need to re-elect it to stay in this plan; otherwise, you'll be automatically upgraded to the 30-day plan.
- If you're currently enrolled in either the 15-day or 30-day plan, you can switch between plans with no EOI requirements.
- If you're not currently enrolled in STD coverage and choose the 15-day plan, you'll be subject to EOI requirements to enroll.
- You can waive STD coverage if you prefer not to participate. Keep in mind that if you waive coverage now, you'll need to submit EOI if you decide to enroll in the future.
Be sure to attend virtual events to learn more.
Enhanced! Increase in tuition reimbursement
We are excited to announce an increase in our tuition reimbursement program to better support your professional growth and development.
Key Highlights of the Updated Program:
- Increased Annual Limit: The maximum reimbursement amount you can receive each year has been raised to $5,250 for full-time team members (you must be working at least 30 hours per week to be eligible). Part-time team members can receive up to $2,625.
- Degree Maximum Limit: The previous maximum has been removed.
- Shortened Eligibility Period: The waiting period to qualify for reimbursement has been reduced to 90 days from your date of hire or eligibility.
- Expanded Certification Coverage: A broader range of certifications now qualify for reimbursement, giving you more opportunities to advance your skills and credentials.
What happens if you do NOT actively enroll:
You must log in to Infor during the open enrollment period to enroll in benefits. If you do not enroll during open enrollment, your current elections will not roll over to 2026 AND you will be automatically enrolled in the following benefits for 2026:
- Basic life insurance (company-paid)
- Long-term disability insurance (company-paid)
- Short-term disability insurance with 30-day elimination period.
IMPORTANT! All other benefit elections, including medical plans, will default to waive or no coverage.
- Be sure to SUBMIT your benefit elections.
- You will receive a confirmation statement via your Novant Health email once you have submitted your elections.
- Your next opportunity to elect benefits won't be until open enrollment for 2027, unless you have a mid-year IRS-qualifying life or employment event.
TAKE ACTION! See the How to Enroll section of this page below to get started electing your benefits for open enrollment.
How to Enroll
Enroll online in your health and income-protection benefits any time of day or night, using the instructions in the below drop down boxes.
Work Computer
- Step 1: From the I-Connect homepage, select Tools and Services > Team member services > Infor HR & Workforce Management (WFM).
- Step 2: The Infor Employee Experience portal will open, select the Benefits icon.
- Step 3: Infor HR Talent tab will open in the Infor portal. Under Employee Menu, select Benefits.
- Step 4: Select Open Enrollment.
Personal Computer
- Step 1: Go to NovantHealth.org/Team-Members.
- Step 2: Select the Infor Workforce Management (WFM) link.
- Step 3: Follow the steps to log in and select Infor HR Talent from the waffle icon.
- Step 4: Once the Infor Employee Experience portal opens, select the Benefits icon.
- Step 5: Select Open Enrollment.
If accessing outside of the Novant Health network, you will need to use Microsoft Authenticator to authenticate. Call the IT Service Desk at 866-966-8268 for questions or additional support with Microsoft Authenticator.
Click here for detailed benefit enrollment steps in Infor HR. If you have benefits questions, please contact AskHR@novanthealth.org.
Do I need to enroll?
All Novant Health team members will have an active enrollment year.
- It is an active open enrollment year; this means you need to log in to Infor HR and make benefit plan elections for 2026 during the open enrollment period.
- Failure to enroll by November 19, will result in the loss of your benefits coverage.
Don’t Miss Out
After open enrollment ends, you cannot change your benefit elections unless you experience a qualifying life event, like getting married, divorced or having a baby.
Decision Support
Choosing the right benefit plans is important. Our decision support resources will help you understand your options and select the ones that provide the right coverage and value for you and your family.
- Look out for communication internally from Novant Health – Read highlights of what's changing for 2026, along with key dates and action steps for enrollment.
- 2026 Benefit Enrollment Guide – Find everything you need to know about choosing your benefits for the new year.
- Blue Cross and Blue Shield of North Carolina (Blue Cross NC) Medical Plans – Plan grids to help you make decisions on which plan meets you and your family's needs.
- Benefits open enrollment presentation – Watch this webinar at your convenience for an overview of the Novant Health 2026 Benefits Program.
- 2026 Contribution Rates – View your cost for health care coverage in 2026.
- 2026 Plan Documents - Learn more about your 2026 benefit options.
TIP: Think about the whole cost.
When choosing a medical plan, it’s important to think about the whole cost of coverage — the amount you’ll spend out of your paycheck, as well as out of your pocket (copays, deductibles and coinsurance).
Benefit Options
Medical
Use this interactive side-by-side plan comparison to compare your 2026 medical plan options.
| Novant Health Premier Plan - Novant Health Plus Network | Novant Health Premier Plan - Alternative Network | Novant Health Premier Plan - Out-of-Network | Blue Premium - Enhanced Network | Blue Premium - Preferred Network | Blue Premium - Non-Preferred Network | Blue Premium - Out-of-Network* | Blue Standard - Enhanced Network | Blue Standard - Preferred Network | Blue Standard - Non-Preferred Network | Blue Standard - Out-of-Network* | Blue HDHP - Enhanced Network | Blue HDHP - Preferred Network | Blue HDHP - Non-Preferred Network | Blue HDHP - Out of Network | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. Premier, Standard and Premium annual deductible: Copays do not apply to the deductible; deductibles cross-accumulate. HDHP annual deductible: Includes pharmacy and medical; deductibles cross accumulate. |
|||||||||||||||
| Employee Only | $700 | $3,200 | $7,000 | $900 | $1,950 | $2,800 | $3,850 | $1,200 | $2,200 | $3,200 | $4,400 | $2,000 | $3,000 | $4,000 | $7,000 |
| Employee/Child(ren) | $1,400 | $6,400 | $14,000 | $1,800 | $3,900 | $5,600 | $7,700 | $2,400 | $4,400 | $6,400 | $8,800 | $4,000 | $6,000 | $8,000 | $14,000 |
| Employee/Spouse | $1,400 | $6,400 | $14,000 | $1,800 | $3,900 | $5,600 | $7,700 | $2,400 | $4,400 | $6,400 | $8,800 | $4,000 | $6,000 | $8,000 | $14,000 |
| Employee/Family | $1,400 | $6,400 | $14,000 | $1,800 | $3,900 | $5,600 | $7,700 | $2,400 | $4,400 | $6,400 | $8,800 | $4,000 | $6,000 | $8,000 | $14,000 |
| 2. Premier, Standard and Premium OOP maximum: Includes deductible, coinsurance, copays; all tiers cross-accumulate. Medical and pharmacy OOP are separate limits. HDHP OOP maximum: Includes medical deductible and coinsurance. Medical and Pharmacy OOP are combined. |
|||||||||||||||
| Employee Only | $2,500 | $6,800 | $14,000 | $3,200 | $5,000 | $5,600 | $7,200 | $4,200 | $6,200 | $6,800 | $9,400 | $6,000 | $7,500 | $8,300 | $14,000 |
| Employee/Child(ren) | $5,000 | $13,600 | $28,000 | $6,400 | $10,000 | $11,200 | $15,400 | $8,400 | $12,400 | $13,600 | $18,800 | $12,000 | $15,000 | $16,600 | $28,000 |
| Employee/Spouse | $5,000 | $13,600 | $28,000 | $6,400 | $10,000 | $11,200 | $15,400 | $8,400 | $12,400 | $13,600 | $18,800 | $12,000 | $15,000 | $16,600 | $28,000 |
| Employee/Family | $5,000 | $13,600 | $28,000 | $6,400 | $10,000 | $11,200 | $15,400 | $8,400 | $12,400 | $13,600 | $18,800 | $12,000 | $15,000 | $16,600 | $28,000 |
| Medical OOP limit any one member | $2,500 |
$6,800 |
$14,000 |
$3,200 | $5,000 | $5,600 | $7,200 | $4,200 | $6,200 | $6,800 | $9,400 | N/A | N/A | N/A | N/A |
| Medical and Pharmacy OOP limit any one member | $4,100 | $8,400 | $15,600 | $4,800 | $6,600 | $7,200 | $8,800 | $5,800 | $7,800 | $8,400 | $11,000 | $6,000 | $7,500 | $8,300 | $14,000 |
| Pharmacy out-of-pocket maximum (Individual/Family) | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Health care visits: Your costs All coinsurance amounts in-network and out-of-network are after annual deductible, except where noted. |
|||||||||||||||
| Preventive care | 100% | 100% | 50% | 100% | 100% | Tier 2 Benefit applies | 50% | 100% | 100% | Tier 2 Benefit applies | 50% | 100% | 100% | Tier 2 Benefit applies | 50% |
| Hospital inpatient services | 5% | 25% | 50% | 10% | 25% | 40% tier 3 ded/OOP max | 50% | 15% | 25% | 40%, tier 3 ded/OOP max | 50% | 10% | 25% | 40%, tier 3 ded/OOP max | 50% |
| Hospital outpatient services | 5%, no ded | 25% | 50% | 10%, no ded | 25% | 40%, tier 3 ded/OOP max | 50% | 15%, no ded | 25% | 40%, tier 3 ded, OOP max | 50% | 10% | 25% | 40%, tier 3 ded/OOP max | 50% |
| Physician inpatient visits | 5% | 25% | 50% | 10% | 25% | Tier 2 Benefit applies | 50% | 15% | 25% | Tier 2 Benefit applies | 50% | 10% | 25% | Tier 2 Benefit applies | 50% |
| Physician surgery, office | $60 | 25% | 50% | $75 | 25% | Tier 2 Benefit applies | 50% | $85 | 25% | Tier 2 Benefit applies | 50% | 10% | 25% | Tier 2 Benefit applies | 50% |
| Physician surgery, inpatient and outpatient | $75 | 25% | 50% | $100 | 25% | Tier 2 Benefit applies | 50% | $200 | 25% | Tier 2 Benefit applies | 50% | 10% | 25% | Tier 2 Benefit applies | 50% |
| Primary Care Physician office visit (excluding surgery) | $10 | 25% | 50% | $20 | 25% | Tier 2 Benefit applies | 50% | $25 | 25% | Tier 2 Benefit applies | 50% | 10% | 25% | Tier 2 Benefit applies | 50% |
| Specialist office visit (excluding surgery) | $35 | 25% | 50% | $50 | 25% | Tier 2 Benefit applies | 50% | $65 | 25% | Tier 2 Benefit applies | 50% | 10% | 25% | Tier 2 Benefit applies | 50% |
| Urgent care | $15 | 25% | 50% | $20 | 25% | 40%, tier 3 ded/OOP max | 50% | $35 | 25% | 40%, tier 3 ded/OOP max | 50% | 10% | 25% | 40%, tier 3 ded/OOP max | 50% |
| Virtual Care primary care/specialist | $10 | N/A | N/C | $20 | N/A | N/A | N/C | $25 | N/A | N/A | N/C | 10% | N/A | N/A | N/C |
| Emergency room | 15% | 15% | 15% | 15% | 15% | 15%, tier 3 ded/OOP max | 15% | 20% | 20% | 20%, tier 3 ded/OOP max | 20% | 10% | 10% | 10%, Tier 3 ded/OOP max | 10% |
| X-rays, and lab services, including interpretation at office, urgent care | 5%, no ded | 25% | 50% | 10%, no ded | 25% | Tier 2 benefit applies | 50% | 15%, no ded | 25% | Tier 2 benefit applies | 50% | 10% | 25% | Tier 2 benefit applies | 50% |
| X-rays, and lab services at outpatient hospital or independent facility | 5%, no ded | 25% | 50% | 10%, no ded | 25% | 40%, tier 3 ded/OOP max | 50% | 15%, no ded | 25% | 40%, tier 3 ded/OOP max | 50% | 10% | 25% | 40%, tier 3 ded/OOP max | 50% |
| Advanced radiology (MRI, PET, CT), office | $100 | 25% | 50% | $125 | 25% | Tier 2 benefit applies | 50% | $200 | 25% | Tier 2 benefit applies | 50% | 10% | 25% | Tier 2 benefit applies | 50% |
| Advanced radiology (MRI, PET, CT), outpatient hospital | $100 | 25% | 50% | $125 | 25% | 40%, tier 3 ded/OOP max | 50% | $200 | 25% | 40%, tier 3 ded/OOP max | 50% | 10% | 25% | 40%, tier 3 ded/OOP max | 50% |
| Anesthesia, inpatient | 5% | 25% | 50% | 10% | 25% | 40%, tier 3 ded/OOP max | 50% | 15% | 25% | 40%, tier 3 ded/OOP max | 50% | 10% | 25% | 40%, tier 3 ded/OOP max | 50% |
| Inpatient mental health and substance abuse | 5% | 5%, tier 1 ded | 50% | 10% | 10%, Tier 1 ded/OOP max | 10%, Tier 1 ded/OOP max | 50% | 15% | 15%, Tier 1 ded/OOP max | 15%, Tier 1 ded/OOP max | 50% | 10% | 10%, Tier 1 ded/OOP max | 10%, Tier 1 ded/OOP max | 50% |
| Physician office mental health and substance abuse | $10 | $10 | 50% | $20 | $20 | $20 | 50% | $25 | $25 | $25 | 50% | 10% | 10%, Tier 1 ded/OOP max |
10%, Tier 1 ded/OOP max | 50% |
| Physical therapy (no visit limit) | $10 | $25 | 50% | $20 | $35 | 40%, tier 3 ded/OOP max | 50% | $25 | $40 | 40%, tier 3 ded/OOP max | 50% | 10% | 25%, Tier 1 ded/OOP max | 40%, tier 3 ded/OOP max | 50% |
| Occupational therapy (no visit limit) | $10 | $25 | 50% | $20 | $35 | 40%, tier 3 ded/OOP max | 50% | $25 | $40 | 40%, tier 3 ded/OOP max | 50% | 10% | 25%, Tier 1 ded/OOP max | 40%, tier 3 ded/OOP max | 50% |
| Speech therapy (no visit limit) | $10 | $25 | 50% | $20 | $35 | 40%, tier 3 ded/OOP max | 50% | $25 | $40 | 40%, tier 3 ded/OOP max | 50% | 10% | 25%, Tier 1 ded/OOP max |
40%, tier 3 ded/OOP max | 50% |
| Maternity, hospital | 5% | 25% | 50% | 10% | 25% | 40%, tier 3 ded/OOP max | 50% | 15% | 25% | 40%, tier 3 ded/OOP max | 50% | 10% | 25% | 40%, tier 3 ded/OOP max | 50% |
| Maternity, Physician Global | $75 | 25% | 50% | $100 | 25% | Tier 2 benefit applies | 50% | $200 | 25% | Tier 2 benefit applies | 50% | 10% | 25% | Tier 2 benefit applies | 50% |
| Durable medical equipment | 5% | 5%, tier 1 ded | 50% | 10% | 10%, Tier 1 ded/OOP max | 40%, tier 3 ded/ OOP max applies | 50% | 15% | 15%, Tier 1 ded/OOP max | 40%, tier 3 ded/ OOP max applies | 50% | 10% | 10%, Tier 1 ded/OOP max |
40%, tier 3 ded/ OOP max applies | 50% |
*Novant Health network tier applies when DME services are obtained through Blue Options® PPO Network DME vendor.
- Tier 3 coinsurance is after Tier 3 annual deductible and is subject to Tier 3 annual out-of-pocket maximum.
- Not all hospital-based providers at Novant Health facilities are Tier 1, so you will receive the Blue Options® PPO network (tier 2) benefit if the hospital-based provider is not Tier 1. Novant Health is seeking to expand the number of hospital-based providers in the Novant Health Network.
- Out-of-network benefits are based on reasonable and customary charges. (MRC 110%)
- For out of area plan information, refer to the Blue Standard and Blue Premium Out of Area plan grids in the Decision Support section.
- This guide is intended to summarize the benefits you receive from Novant Health. The actual determination of your benefits is based solely on the plan documents provided by the carrier of each plan. This summary is not legally binding, is not a contract and does not alter any original plan documents.
Health Reimbursement Account (HRA)
The Novant Health Premier, Blue Standard and Blue Premium medical plans include an HRA, which can be funded by Novant Health. In the Blue Premium Plan, Novant Health will contribute if you elect to enroll in dependent coverage, with the amount based on the coverage tier you select.
In the Novant Health Premier, Blue Standard and Blue Premium plans, you can earn Novant Health HRA contributions for completing well-being activities through the Novant Health well-being portal.
Here are the Novant Health HRA contributions available:
| Premium | Premier/Standard/Preimum | |
|---|---|---|
| Employer contribution to HRA: | Fixed Dollars | Wellness Incentive Up to |
| Employee Only | $0 | $900 |
| Employee/Child(ren) | $375 | $900 |
| Employee/Spouse | $450 | $1,175 |
| Employee/Family | $750 | $1,175 |
Supplemental Medical
The following plans are available through The Hartford starting in 2026:
- Accident Insurance
- Critical Illness Insurance
- Hospital Indemnity Insurance
To learn more about your Hartford Supplemental Health Plans, watch this video.
Dental
The Cigna Dental DPPO provider network and the two available dental plan options – the Enhanced plan and the new Base plan allow you to choose the coverage you need and see any dentist when you need care.
Vision
You will have access to a network of Vision Service Plan (VSP) providers in 2026. Click here to learn more about your vision benefits.
Prescription Drugs
When you enroll in a Novant Health medical plan, you automatically receive prescription drug benefits through Capital Rx.
Flexible Spending Accounts
The following accounts are available for 2026:
- Health Care Flexible Spending Accounts (FSA)
- Health Savings Account (HSA)
- Dependent Care FSA
To learn more about your FSA plans, watch this video.
To learn more about your HSA Plan, watch this video.
Life Insurance & Disability Insurance
Spouse and child(ren) coverage will be available in 2026. In addition to the basic life insurance you receive, which is company paid with no enrollment required, you may enroll in:
- Employee supplemental life
- Spouse life
- Child life
- AD&D insurance
You can choose to purchase short-term disability, and Novant Health will provide long-term disability insurance at no cost to you, with no enrollment required.
To learn more about your Life/Disability plans, watch this video.
Retirement Savings
Novant Health helps you prepare for retirement with the easy-to-use, tax-advantaged Novant Health Retirement Plus Plan.
To learn more about your Retirement Plus Plan, watch this video.
Voluntary Benefits
Legal Services Plan — Covers a wide array of legal services. To learn more about your legal benefits, watch this video.
YouDecide Team Member Advantages — offers exclusive discounts from hundreds of merchants.
To learn more about this program, watch this video. You may elect these benefits at any time during the year.
- Group Auto and Home Insurance — gives you access to person insurance policies, including home (not available in MA or FL), renter's, landlord's rental dwelling, condo, car, recreational vehicle and boat.
- Pet Insurance — Provides coverage to help you cover the costs of veterinary care.
Eligibility
All active regular full-time or part-time team members who are scheduled to work 24 or more hours per week are eligible to participate in Novant Health's benefits program. You may also cover your eligible dependents under Novant Health's medical, prescription, dental, vision and life benefits.
Your eligible dependents include:
- Spouse
- Your child(ren) and the child(ren) of your spouse (up to age 26)
- Children with disabilities who became disabled on or before age 26
Please note: If your spouse is employed and eligible for employer-sponsored group medical coverage, they cannot be enrolled in a Novant Health medical plan; however, if your spouse is self-employed, unemployed/retired/disabled or their employer does not offer group medical coverage to its team members, your spouse may be eligible for medical coverage with Novant Health.
Dependent Eligibility Verification Required
Team members enrolling a spouse in a 2026 medical plan must complete a spousal survey found in their open enrollment event. Please note that Novant Health may conduct an audit, requiring team members to produce documents that meet the spousal and dependent verification requirements.
Dependent eligibility verification for any dependents whom you want to enroll in benefits as follows:
Novant Health team members: See Dependent Eligibility Verification