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Dental

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Last updated date: 10/11/2023

Healthy teeth and gums are important to your overall wellness. With dental insurance through Cigna, you have coverage for preventive care and dental treatment.

2024 dental plans

Novant Health offers the Dental Cigna DPPO that allows you choose any dentist when you need care. Your costs are lower when you use Cigna Dental DPPO network dentists because they agree to charge lower negotiated rates to plan members.

You can enroll in dental coverage as a new hire, during Open Enrollment or if you have a qualifying life event.

Key features

Our dental coverage provides:

Preventive and diagnostic care

to help keep your teeth healthy.

Affordable coverage

that helps you manage the cost of dental treatment.

Wide network of providers

that have agreed to negotiated rates, which helps you save money.

Coverage details

In-network benefits* Total Cigna DPPO Network Non-Network
Individual/family deductible $50/$150 $50/$150
Lifetime Deductible Orthodontics $100 $100
Annual maximum benefit $1,700 $1,300
Lifetime Maximum Orthodontics $1,500 $1,500
Services
Preventive You pay $0 You pay $0
Basic You pay 20%, plan pays 80% (Bridges: you pay 50%) You pay 20%, plan pays 80% (Bridges: you pay 50%)
Major You pay 50%, plan pays 50% You pay 50%, plan pays 50%
Endodontics You pay 20%, plan pays 80% You pay 20%, plan pays 80%
Periodontics You pay 20%, plan pays 80% You pay 20%, plan pays 80%
Implants (1 per 84 consecutive months) You pay 50%, plan pays 50% You pay 50%, plan pays 50%
Oral surgery You pay 20%, plan pays 80% You pay 20%, plan pays 80%
Orthodontia
(coinsurance/lifetime maximum)
You pay 50%, plan pays 50% You pay 50%, plan pays 50%

*Note: If you visit an out‐of‐network provider, you are responsible for any charges above the usual, customary, and reasonable (UCR) limits.

How much does dental coverage cost?

You pay for dental coverage through pre-tax premiums from your paycheck. The amount you pay will depend on whether you cover just yourself or family members. You can view your plan costs in the enrollment system and here.

Find a network dentist

You can see any dentist you want, but you’ll generally pay less by staying in network. Selecting a dentist in the Cigna network will ensure you receive your plan’s highest benefits. Visit the Cigna website to find an in-network dentist near you.

Save money on dental costs

Use your Health Care FSA to pay for eligible dental expenses with tax-free dollars.

Access your dental plan online

Visit the Cigna website or download the mobile app to find a dentist, review claims, check coverage details, and more.